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There are several options for people with disabilities who need assistance in Indiana. One of them is private disability insurance. But for many people, Social Security Disability Insurance (SSDI) is the best option.
What is Social Security Disability Insurance?
Social Security Disability Insurance is a federal insurance program that's meant for people with disabilities who can't work because of their condition. One of the most important benefits of this program is that it can provide people with long-term income support. That means that if you're approved for Social Security Disability Insurance, you'll be able to receive benefits for as long as your disability lasts. Additionally, Social Security Disability Insurance can also provide you with certain medical benefits, such as insurance coverage through Medicare. Lastly, SSDI benefits can help you cover some of the costs associated with your disability, such as adaptive equipment or personal care services.
Eligibility for Social Security Disability Insurance
In order to be eligible for SSDI, you must first have worked for a certain amount of time. The amount of time you need to have worked will depend on your age. For example, if you're younger than 24, you'll need to have worked for at least one and a half years in order to be eligible. However, if you're over the age of 55, you'll need to have worked for at least nine years. Additionally, you must have paid Social Security taxes during the time that you worked.
Last but not least, you must have a medical condition that meets Social Security's definition of a disability. To be considered disabled by Social Security, your condition must be expected to last for at least one year or result in death. Additionally, your condition must prevent you from doing any type of work.
If you think you might be eligible for Social Security Disability Insurance, you can contact our office directly at 317-348-1800 for a free case review. During your call with our office, one of our Social Security Disability representatives will be able to tell you for sure whether or not you qualify for benefits.